The following Whole Life
insurance plans are currently available. For pricing or additional
information, please contact us or an available
agent in your area.
Supplementary Benefit Options
or Certificate Riders are currently available for these life insurance plans. For a
detailed description of them,
click here.
Confused about buying Life Insurance? Are you not sure of how important it is to your family's future financial well being?
Check out these articles.
Membership Special
Description: A
permanent plan of life insurance for which annual premium payments of $50
or $100 are payable during the lifetime of the insured. The plan contains
guaranteed cash values. The death benefit remains level over the lifetime
of the certificate.
Issue Amounts:
$1,000 to $21,200 (Based on premium selected)
Age Availability:
0 to 70
 Membership Special Insurance
Amounts (19K)
Executive Whole Life
Description: A
permanent plan of life insurance for which premiums are level and payable
during the lifetime of the insured. The plan pays dividends and contains
guaranteed cash values. The option to have dividends pay future premium
payments is available. The base death benefit remains level over the
lifetime of the certificate.
Issue Amounts:
$10,000 to $24,999
Age Availability:
0 to 90
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit,
Guaranteed Insurability Option,
Payor Death and Disability,
Return of Premium
President's Whole Life
Description: A
permanent plan of life insurance for which premiums are level and payable
during the lifetime of the insured. Premium rates are banded saving you
money on higher insurance amounts. The plan pays dividends and contains
guaranteed cash values. The option to have dividends pay future premium
payments is available. The base death benefit remains level over the
lifetime of the certificate.
Issue Amounts:
$25,000 and over
Age Availability:
0 to 90
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit,
Guaranteed Insurability Option,
Payor Death and Disability,
Return of Premium
President's Mega Plan
Description: A
combination of Whole life and 20 Year Renewable Level Term insurance. The
amount of Whole Life and Renewable Term insurance are selectable.
Combining these two plans together saves you even more on premium.
The Whole Life part is a
permanent plan of life insurance for which premiums are level and payable
during the lifetime of the insured. Premium rates are banded saving you
money on higher insurance amounts. The plan pays dividends and contains
guaranteed cash values. The option to have dividends pay future premium
payments is available. The base death benefit for this part remains level
over the lifetime of the certificate.
The Renewable Level Term
part is plan of Term life insurance with premiums payable for twenty
years. The insured has the option of renewing on a twenty year basis
subject to the new premium at each renewal age. Premium rates are banded
saving you money on higher insurance amounts. Premiums increase every
twenty years with a guaranteed maximum premium after the first five years.
This plan does not generate cash values or pay dividends. The death
benefit for this part remains level over the lifetime of the certificate.
Issue Amounts:
$50,000 and over ($10,000 Minimum Whole Life, $40,000 Minimum Renewable
Level Term)
Age Availability:
16 to 60
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit,
Guaranteed Insurability Option,
Return of
Premium
Single Pay Whole Life
Description: A
permanent plan of life insurance for which there is a one time premium
payment. The plan pays dividends and contains guaranteed immediate cash
values. The base death benefit remains level over the lifetime of the
certificate.
Issue Amounts:
$2,000 and over
Age Availability:
0 to 90
Supplementary Benefits
Options Available: Accidental Death Benefit
5 Pay Whole Life
Description: A
permanent plan of life insurance for which premiums are payable for only
five years. The certificate is then paid-up for life. The plan pays dividends
and contains guaranteed cash values. The base death benefit remains level
over the lifetime of the certificate.
Issue Amounts:
$2,000 and over
Age Availability:
0 to 90
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit,
Guaranteed Insurability Option,
Payor Death and Disability
10 Pay Whole Life
Description: A
permanent plan of life insurance for which premiums are payable for only
ten years. The certificate is then paid-up for life. The plan pays dividends
and contains guaranteed cash values. The base death benefit remains level
over the lifetime of the certificate.
Issue Amounts:
$2,000 and over
Age Availability:
0 to 90
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit,
Guaranteed Insurability Option,
Payor Death and Disability
20 Pay Whole Life
Description: A
permanent plan of life insurance for which premiums are payable for only
twenty years. The certificate is then paid-up for life. The plan pays dividends
and contains guaranteed cash values. The base death benefit remains level
over the lifetime of the certificate.
Issue Amounts:
$2,000 and over
Age Availability:
0 to 80
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit,
Guaranteed Insurability Option,
Payor Death and Disability,
Return of Premium
Life Paid-up at 65
Description: A
permanent plan of life insurance for which premiums are payable until the
certificate anniversary nearest the insured's 65th birthday. The
certificate is then
paid-up for life. The plan pays dividends and contains guaranteed cash
values. The base death benefit remains level over the lifetime of the
certificate.
Issue Amounts:
$2,000 and over
Age Availability:
0 to 55
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit,
Guaranteed Insurability Option,
Payor Death and Disability,
Return of Premium
Life Paid-up at 85
Description: A
permanent plan of life insurance for which premiums are payable until the
certificate anniversary nearest the insured's 85th birthday. The
certificate is then
paid-up for life. The plan pays dividends and contains guaranteed cash
values. The base death benefit remains level over the lifetime of the
certificate.
Issue Amounts:
$2,000 and over
Age Availability:
0 to 75
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit,
Guaranteed Insurability Option,
Payor Death and Disability,
Return of Premium
Annual Renewable Level Term
Description: A
Term plan of life insurance with premiums payable for one year. The
insured has the option of renewing on an annual basis subject to the new
premium at each renewal age. Premium rates are banded saving you money on
higher insurance amounts. Premiums increase each year on a guaranteed
amount. This plan does not generate cash values or pay dividends. The
death benefit remains level over the lifetime of the certificate.
Issue Amounts:
$25,000 and over
Age Availability:
16 to 80 (70 in New York)
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit
5 Year Renewable Level Term
Description: A
Term plan of life insurance with premiums payable for five years. The
insured has the option of renewing on a five year basis subject to the new
premium at each renewal age. Premium rates are banded saving you money on
higher insurance amounts. Premiums increase every five years on a
guaranteed amount. This plan does not generate cash values or pay
dividends. The death benefit remains level over the lifetime of the
certificate.
Issue Amounts:
$25,000 and over
Age Availability:
16 to 75 (65 in New York)
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit
10 Year Renewable Level Term
Description: A
Term plan of life insurance with premiums payable for ten years. The
insured has the option of renewing on a ten year basis subject to the new
premium at each renewal age. Premium rates are banded saving you money on
higher insurance amounts. Premiums increase every ten years with a
guaranteed maximum premium after the first five years. This plan does not
generate cash values or pay dividends. The death benefit remains level over the
lifetime of the certificate.
Issue Amounts:
$50,000 and over
Age Availability:
16 to 70 (60 in New York)
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit
20 Year Renewable Level Term
Description: A
Term plan of life insurance with premiums payable for twenty years. The
insured has the option of renewing on a twenty year basis subject to the
new premium at each renewal age. Premium rates are banded saving you money
on higher insurance amounts. Premiums increase every twenty years with a
guaranteed maximum premium after the first five years. This plan does not
generate cash values or pay dividends. The death benefit remains level over the
lifetime of the certificate.
Issue Amounts:
$50,000 and over
Age Availability:
16 to 60 (50 in New York)
Supplementary Benefits
Options Available: Waiver of Premium,
Accidental Death Benefit
10, 15, 20, 25, 30 Year Decreasing
Mortgage Term (Safeguard Plan)
Description: A
Mortgage Term plan of life insurance with premiums payable for selected
duration. Premiums are level over the duration of the certificate. This plan is
not renewable and it does not generate cash values or pay dividends. The
death benefit decreases annually over the duration selected.
Issue Amounts:
$25,000 and over
Age Availability (10 &
15 Year): 16 to 65
Age Availability (20 Year): 16 to 60
Age Availability (25 Year): 16 to 55
Age Availability (30 Year): 16 to 50
Supplementary Benefits
Options Available: Waiver of Premium
 Important
Availability Notice: PRCUA is duly licensed in the United States of
America in the states of Arkansas, California, Connecticut, Delaware,
Florida, Illinois, Indiana, Kansas, Maryland, Massachusetts, Michigan,
Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, New York, Ohio,
Pennsylvania, Road Island, Texas, Vermont, West Virginia, and Wisconsin.
Insurance, Annuity and membership offers are available only to applicants
who are of Polish nationality or descent, members of the Roman Catholic
Church, or those related by marriage to an individual who is eligible for
membership. We also admit Slavs, Ruthenians, and Lithuanians who are members
in good standing in the Catholic Church, according to the Roman, Armenian or
Greek rites. Life Insurance coverage is subject to PRCUA underwriting
approval. |
