PRCUALife is a member-owned non-profit fraternal organization
that is ranked among the leading fraternal benefit societies in the US.
Established in 1873, PRCUALife has a long-standing reputation for quality
life insurance and annuity products as well as customer care.
Today we have over 42,000 members and counting.


                            ~     We offer a wide array of competitive life insurance and annuity products
                             ~     Licensed in 27 states*
                             ~     Support staff to assist agent and client needs
                             ~     Ease of payment collections via credit card and electronic fund transfers (EFTs)

Agent Benefits
  • Competitive commission rates
  • Unlimited earning potential
  • Frequent commission pay schedule
  • Easy-to-use quoting software
  • Branded and customized marketing materials
  • DocuSign technology for flexibility to sign clients up via the phone or in person
  • Structured support system
Our Products


  • Traditional Whole Life
  • Single Premium Whole Life
  • Life Paid Up at 70
  • 5YR, 10YR, 15YR and 20YR Limited Payment Whole Life
  • Final Expense, Immediate Benefit, Graded Benefit and Guaranteed Issue


  • 10YR, 15YR, 20YR and 30YR Renewable Level Term
  • 10YR, 15YR, 20YR and 30YR Quick Issue Term
  • 10YR, 15YR, 20YR, 25YR and 30YR Decreasing Mortgage Term


  • Traditional IRAs, Roth IRAs, Non-Qualified IRAs, Simple IRAs, SEP IRAs, Tax-Sheltered IRAs

Are you ready to join our team?

Call our Sales Department at (888) 772-8632 or email

* PRCUALife is licensed in Arizona, Arkansas, California, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Rhode Island, Texas, Vermont, West Virginia and Wisconsin