Category Archives: Education

How America Pays for College ? Conducted by Ipsos Public 2018 Affairs Sallie Mae’s national study of college students and parents.

America Pays for College 2018 explores how families of undergraduates paid for college in 2017-18—the resources they used, the amounts paid from each source, and the choices they made regarding how to pay for college. Let’s take a look at the most interesting parts of the study.

Paying-for-college decisions

The study shows that families draw on funding resources to varying degrees, building a custom paying-for-college budget that meets their needs and expectations. No single resource is used by all families; in fact, the most prevalent funding sources—parent income, scholarships, and grants—are each used by about 3 in 5 families Parents take the lead in paying-for-college decisions more often than students, but not always. Thirty-nine percent of families say the parents made the decisions about how to pay for college while 24 percent say the student made the decisions. Parents and students shared decision-making in 30 percent of families. Among those who were involved in the decision-making process, 8 in 10 feel confident they made the right financial decisions, with slightly more parents feeling confident (84%) than students (78%). According to How America Pays for College, 2018 Sallie Mae’s national study of college students and parents

Paying for college resources

Families spent an average of $26,458 on an undergraduate education in 2017-18. Income and savings from parents and the student pay nearly half of college costs (47%) with nearly three-quarters of those funds paid by the parents. Thirty-four percent of costs were paid from parents’ income and savings, and another 13 percent of college costs from the student’s income and savings. It’s important to note that parent income plays an outsized role, paying more than half of out-of-pocket funding, while about two-fifths come from a variety of savings sources. As a consequence, families who haven’t saved and who have limited income at the time college comes around may be at a disadvantage. External contributions in the form of scholarships and grants paid 28 percent of costs. Scholarship contributions—which paid 17 percent of college costs—are fifty percent higher than grant contributions, which paid 11 percent of costs. Extended family and friends paid an additional 2 percent of costs. In addition to income and savings contributions, both parents and students cover part of college costs with borrowed money. Parents contribute about 10 percent of costs from funds they borrow while students pay 14 percent from borrowing, primarily student loans.

Scholarships, used by 57 percent of families last year to pay some portion of the college bill, are the single most-used resource to pay for an undergraduate’s education expenses. The average total award among those who used one or more scholarships was $7,760. In total, scholarship funds paid for 17 percent of college costs in 2017-18. Without scholarships, many students would not be able to afford college. Colleges award three times the amount of scholarship money, on average, than other sources combined. Families report Students who attend community college were more likely to make the paying-for-college decisions themselves compared to students enrolled in other school types. Parents with students enrolled in four-year public colleges are more likely to decide without the student’s input than parents whose children are enrolled in other school types. Students who attend private colleges are more likely than those attending public colleges to share decision-making with their parents. The student’s role in payingfor-college decisions differs by the school type they’re attending.

Role of scholarships.

Scholarships, used by 57 percent of families last year to pay some portion of the college bill, are the single most-used resource to pay for an undergraduate’s education expenses. The average total award among those who used one or more scholarships was $7,760. In total, scholarship funds paid for 17 percent of college costs in 2017-18. Without scholarships, many students would not be able to afford college. Colleges award three times the amount of scholarship money, on average, than other sources combined. Families report receiving the following average amount of money from each of these scholarship source types

• Awarded by the college: $6,255

• Awarded by the state/local government: $1,155

Awarded by a community or nonprofit organization, or a company (e.g., a business, employers, charity, club, etc.): $1,116

The average scholarship totals at four-year private colleges ($13,591) are more than twice the amount reported by students who attend four-year public schools ($5,932). In all, two-thirds of families applied for scholarships. About 15 percent of those who applied, however, do not report using any amount to pay for school. One-third of families say they did not apply for any scholarships in 2017-18.

PRCUA 2019-2020 Scholarship information

Current economic conditions in the United States and throughout the world, as well as an ever more competitive job market, have made the need for an undergraduate, graduate, or professional degree a virtual necessity for today’s student. At the same time, the higher costs of education pose a serious and challenging barrier to students and their families to bear. The Polish Roman Catholic Union of America (PRCUA) recognizes the necessity of assistance for students of the Polish American community and has developed several financial vehicles to aid in the pursuit of undergraduate, graduate, and professional degree programs.

PRCUA 2019-2020 Scholarship information.

During the 2019-2020 school year,
the PRCUA will offer two types of scholarships. 
The Education Fund Scholarship is
open to all who apply, whereby the
Student Scholarship Grant
is open to members of the PRCUA.  Students can apply for each scholarship once
annually, but they may receive only three (3) yearly scholarships total during
their lifetime. Scholarships are specific to the school and educational program
named in the application. The deadline for submitting applications is June 1,
2019.

Education Fund Scholarships are awarded to students based on
the number of applications submitted and are available to all students, even
those who are not members of the PRCUA.

  1. Applicants must
    have successfully completed their freshman year of undergraduate studies before
    the deadline for filing an application. An official transcript or other
    documentation from the applicant’s school must be attached to the completed
    application form or sent directly by the educational institution to the PRCUA
    on or before the deadline of June 1st.
  2. Eligible
    applicants include sophomores, juniors, and seniors enrolled full-time in
    undergraduate studies or those students enrolled in graduate or professional
    degree program. Full-time enrollment shall conform to those guidelines
    established by the federal financial aid program:  A minimum of twelve (12) credit hours for day
    students or eight (8) credit hours for evening students. Part-time graduate or
    professional students are also eligible.
  3. Applicants must
    have a cumulative grade point average (GPA) of 2.5 or better on a 4.0 scale or
    3.5 or better on a 5.0 scale.
  4. All applicants must be
    either citizens or permanent residents of the United States.

The Student Scholarship Grant Program is available to eligible PRCUA members. For the 2019-2020 school year, the PRCUA will award scholarships totaling $25,000, to be broken down as follows:  five (5) scholarships of $2,000, ten (10) scholarships of $1,000 and ten (10) of $500.  These scholarships are open to all current PRCUA members.  Applicants must fulfill all the requirements listed above AND be a member of the PRCUA for a minimum of five (5) years AND have an active policy of a minimum of $5,000 (and must be current with its payments). 

The following options are
available to applicants who do NOT fulfill the above five (5) year requirement:

  • Three (3) year membership with the PRCUA holding a $25,000
    policy, or
  • Four (4) year membership with the PRCUA holding a $15,000
    policy.

Note:  Applicants must have active policies and be
current with their payments for five (5) years after receipt of the final
scholarship.

Selection of award amounts and
recipients will be made by an independent committee of jurors.  For both scholarships, awards will be granted
to applicants based on the highest number of points earned, including an essay
(in English).

For Student Scholarship Grants, the question this year is:

Tell us about the experiences of a family member during World
War II and how these experiences affected or influenced your family.
 

Essays should be limited to 500
words (maximum).

For Education Fund Scholarships, the question this year is:

Why and how is budgeting and financial planning important for
your future and how does having a life insurance policy (or lack thereof)
influence your family’s financial situation?
 
Essays should be limited to 500 words (maximum).

The PRCUA acknowledges that
continuing one’s education is important to get ahead in life.  Everyone is invited and encouraged to take
advantage of our scholarships. 
Scholarships from the PRCUA are but one of its many member benefits.

For more information and applications, please visit: www.prcua.org/scholarships

Welcome Jan Karski Polish School!

Jan Karski Polish School is located in Palos Heights, IL, adjacent to St. Alexander Catholic Church. Classes are held on Saturdays from 9 a.m. to 1 p.m. The Polish school program includes education in Polish language from kindergarten to high school, religious education in the Polish language, along with First Communion and Confirmation classes, classrooms adapted to the age of students, a great staff of experienced Polonian teachers, and preparation for the certification exam Seal of Biliteracy. The patron of the school, Jan Karski, was a Polish World War II resistance-movement soldier, and later a professor at Georgetown University in Washington D.C where he lectured international relations and the theory of communism for forty years. Jan Karski was also the author of several books. The publication about the activity of the Polish underground state (“Story of a Secret State”), published in 1944 in the US soon became a bestseller and has been translated into many languages. At the start of the 2018-2019 school year, Jan Karski Polish School became partially subsidized by the Polish Roman Catholic Union of America with intentions of full subsidy in the coming years.

New PRCUA Scholarship Opportunity!

Due to the generosity of a member, PRCUA is offering an additional scholarship in 2018. Two $2,500 scholarships will be awarded to the two highest scoring essays! Essays will be judged by a panel of three educators and must be submitted with the proper application and OFFICIAL transcripts. Deadline for essay submission – June 1, 2018.

Topic:

2018 marks the centennial of American President Woodrow Wilson’s Fourteen Points – the only explicit statement of war aims by any of the countries at war. One of these aims was the reestablishment of an independent Polish state, which was fulfilled with the signing of the Treaty of Versailles in 1919.

Why did President Wilson consider the reestablishment of Poland, bringing a just and lasting peace to Europe, important enough to give Poland its own point within the Fourteen Points? How much did Ignacy Jan Paderewski and the Polish American community influence President Wilson in his decision?

Please submit an essay with a word count between 1,000 and 1,500.

The application and eligibility information is available HERE.

Scholarship Program 2018 New England Fraternal Alliance

Two $1,000 scholarships will be awarded by the New England Fraternal Alliance to students in their sophomore, junior, or senior year in college or in graduate school. To be eligible, an applicant must be New England resident and a member (or son/daughter of a member) of a fraternal benefit society that holds a membership in the New England Fraternal Alliance, such as the PRCUA.

Click HERE to learn more about eligibility and the application process.

PRCUA Scholarships Under Review

This year, the PRCUA received 31 eligible applications for the PRCUA Scholarship Grant and 11 eligible applications for the PRCUA Scholarship Fund. The applications are currently being reviewed by the judges. The scholarships will be announced in the September Naród Polski edition and each student will be contacted.