by Elzbieta Sawczuk | Mar 22, 2017 | Financial Blog
When looking into purchasing Life Insurance, it is important to have an idea of what premium amount would comfortably fit into your budget. This will help you decide between Term Insurance and Whole Life Insurance and will also help you make sure the premiums will not...
by Elzbieta Sawczuk | Apr 26, 2016 | Financial Blog
What if you are retired or nearing retirement and you do not have life insurance? You may think that you will no longer qualify, due to age or health. However, this is not necessarily the case. Final expense insurance is a form of life insurance that requires little...
by Agnieszka Bastrzyk | Oct 20, 2015 | Financial Blog
The topic of life insurance doesn’t have much going for it. First, it’s about insurance, which many find boring and complicated. Second, it can involve paying money for something you may or may not use depending on whether its Term insurance or...
by Agnieszka Bastrzyk | Jun 1, 2015 | Financial Blog
TERM Advantages: Initially premiums are lower than those for permanent insurance It allows a person to buy higher amounts of coverage, especially at a younger age This is a great product for young families that often have a limited budget, but a significant need for...
by Agnieszka Bastrzyk | May 12, 2015 | Financial Blog
Over a lifetime, whole life insurance generally provides a greater rate of return of premium to death benefit and also the best cost arrangement as measured by present value of premiums relative to cash values. The average mortality rate has increased in recent years...
by Agnieszka Bastrzyk | Apr 17, 2015 | Financial Blog
Effective immediately we offer a Five (5) Year Limited Pay Whole Life Certificate and choice of four annual premium options: $300, $600, $900 and $1,200. Each premium option has a pre-determined face amount based on age, gender and underwriting class. 2015 Select 100...
