Term Life Insurance


Term life insurance is the first step to financial security. PRCUA offers a range of options, so you can find just the right plan to cover your family.

Renewable Level Term (RLT)

10, 15, 20, 30-Year Options

Description: A Term plan of life insurance with premiums payable for either 5, 10, 20, or 30 years. This plan provides the insured with the option of renewing every 5, 10, 20, or 30 years subject to the new premium at each renewal age. Premiums increase each renewable period with a guaranteed maximum amount.

Premium rates are banded saving you money at higher insurance amounts. This plan does not generate cash values or pay dividends. The death benefit remains level over the lifetime of the certificate.

Issue Amounts: $25,000 and over

Age Availability (10 Year): 18 to 65
Age Availability (15 Year): 18 to 60
Age Availability (20 Year): 18 to 55
Age Availability (30 Year): 18 to 45

Supplemental Benefits Available:
Waiver of Premium, Accidental Death Benefit

> Talk to an agent now

 

Decreasing Term Mortgage (DT)

10, 15, 20, 25, 30 Year

Description: A Mortgage Term plan of life insurance with premiums payable for either 10, 15, 20, 25, or 30 years. Premiums remain level over the lifetime of the certificate. This plan is not renewable and it does not generate cash values or pay dividends. The death benefit decreases annually over the selected duration.

Issue Amounts: $25,000 and over

Age Availability (10 & 15 Year): 16 to 65
Age Availability (20 Year): 16 to 60
Age Availability (25 Year): 16 to 55
Age Availability (30 Year): 16 to 50

Supplemental Benefits Available:
Waiver of Premium

> Talk to an agent now

 

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IMG_027_Final_BW11MAIL Bob photoHave Insurance Questions?

Just fill out and send the form below. An authorized PRCUA agent will contact you at your convenience.

 

 

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